SELF-FUNDED MOTOR-VEHICLES & HOUSING
OPERATIONS CALCULATOR
Welcome! Please Log In: Definitions,
Hartsock.Foundation
A motor-vehicle becomes "self-funded" when
it is melded to an internal contract that pays the monthly payment and all
driving-costs with money placed in escrow when the vehicle is first
delivered to the owner/driver. The self-funding mechanism eliminates
the possibility of default or delinquency, the need / expense of credit
application / management, and culls-out $10,000's in expenses incurred by a
USA consumer-funded loan or lease contract.
STEPS:
A self-funding operation and its participants
(actors) are approved to indefinitely provide
the victims of the recent storms in
the Southeast and others with: late model, fully-equipped,
self-contained, insured and licensed mobile-living-vehicles
including car insurance, a garage, affidavit of residency to live in
a motor vehicle, PO Box, monthly fuel
allowance, parks pass, Planet Fitness, vehicle maintenance &
repairs, plus monthly social income and, a cash-collateral growth
account for funding of a permanent, land-based, private-home, farm
or business property in 18-24 months,
more... at absolutely no cost to them, government or anyone -
ever. CONCLUSIONS:
This example is based on average amounts
given in Calculator One below, which you may adjust after you
log-in. During the actual operation each vehicle-contract is calculated individually so the dynamic ledger will
produce a wider array of accurate, real-time statics.
CONCLUSION:
INPUT TABLES:
I.1 Actors Compensation Variables
I.2 Vehicle Cost Variables
I.3 Operation Gains Variables
I.4 Guarantor's Factors
I.5 Guarantor's Vehicle Deposits
I.6 Guarantor's Person Deposits
I.7 Average Payment Calculations
OUTPUT TABLES:
O.1 Operation Gains
| Rnd | Mo |
MLVs | OTD |
Acq | FValue (PS) |
Disc | LBSP |
Treasury | CEV's |
Op Net Worth |
| 1 | 2 |
140 | 140 |
7,000,000 | 24,500,000 |
3,185,000 | 21,315,000 |
21,315,000 | 10,500,000 |
31,815,000 |
| 2 | 4 |
426 | 566 |
21,315,000 | 74,602,500 |
9,698,325 | 64,904,175 |
64,904,175 | 42,472,500 |
107,376,675 |
| 3 | 6 |
1,298 | 1,864 |
64,904,175 | 227,164,613 |
29,531,400 | 197,633,213 |
197,633,213 | 139,828,763 |
337,461,975 |
| 4 | 8 |
3,953 | 5,817 |
197,633,213 | 691,716,245 |
89,923,112 | 601,793,133 |
601,793,133 | 436,278,582 |
1,038,071,715 |
| 5 | 10 |
12,036 | 17,853 |
601,793,133 | 2,106,275,966 |
273,815,876 | 1,832,460,091 |
1,832,460,091 | 1,338,968,282 |
3,171,428,372 |
| 6 | 12 |
36,649 | 54,502 |
1,832,460,091 | 6,413,610,317 |
833,769,341 | 5,579,840,976 |
5,579,840,976 | 4,087,658,418 |
9,667,499,393 |
| 7 | 14 |
111,597 | 166,099 |
5,579,840,976 | 19,529,443,416 |
2,538,827,644 | 16,990,615,772 |
16,990,615,772 | 12,457,419,881 |
29,448,035,653 |
| 8 | 16 |
339,812 | 505,911 |
16,990,615,772 | 59,467,155,201 |
7,730,730,176 | 51,736,425,025 |
51,736,425,025 | 37,943,343,539 |
89,679,768,563 |
| 9 | 18 |
1,034,729 | 1,540,640 |
51,736,425,025 | 181,077,487,586 |
23,540,073,386 | 157,537,414,200 |
157,537,414,200 | 115,547,981,076 |
273,085,395,275 |
| 10 | 20 |
3,150,748 | 4,691,388 |
157,537,414,200 | 551,380,949,699 |
71,679,523,461 | 479,701,426,238 |
479,701,426,238 | 351,854,102,375 |
831,555,528,614 |
| 11 | 22 |
9,594,029 | 14,285,417 |
479,701,426,238 | 1,678,954,991,834 |
218,264,148,938 | 1,460,690,842,896 |
1,460,690,842,896 | 1,071,406,241,733 |
2,532,097,084,629 |
| 12 | 24 |
29,213,817 | 43,499,233 |
1,460,690,842,896 | 5,112,417,950,135 |
664,614,333,518 | 4,447,803,616,618 |
4,447,803,616,618 | 3,262,442,506,077 |
7,710,246,122,694 |
O.2 Person Income
| Social Income |
|
|
|
| Round |
Months |
Amount |
OTD= |
| 1 |
2 |
3,000 |
3,000 |
| 2 |
4 |
3,000 |
6,000 |
| 3 |
6 |
3,000 |
9,000 |
| 4 |
8 |
3,000 |
12,000 |
| 5 |
10 |
3,000 |
15,000 |
| 6 |
12 |
3,000 |
18,000 |
| |
20 |
3,000 |
30,000 |
| Cash Collateral |
|
|
|
| Round |
Months |
|
Personal Balance |
| 10 |
20 |
|
665,051 |
O.3 Actors Income
| Round |
Months |
Position |
Count |
Income |
Units Delivered: |
|
|
18 |
All |
167,893 |
78,522,588,720 |
29,244,912 |
| Round |
Months |
Position |
Count |
Income |
Person |
| 9 |
18 |
Executive Producer |
1 |
2,924,491,200 |
|
| 9 |
18 |
VFLO Franchise |
1 |
5,848,982,400 |
|
| 9 |
18 |
Educators |
28,896 |
1,462,245,600 |
50,604 |
| 9 |
18 |
Research Analysts |
81,236 |
21,933,684,000 |
270,000 |
| 9 |
18 |
Senior Analysts |
5,416 |
4,386,736,800 |
809,959 |
| 9 |
18 |
Daily Operation Manager |
542 |
1,023,571,920 |
1,888,509 |
| 9 |
18 |
Delivery Agent |
81,236 |
14,622,456,000 |
180,000 |
| 9 |
18 |
Freight |
1 |
24,858,175,200 |
|
| 9 |
18 |
Principles Engineer |
1 |
0 |
|
| 9 |
18 |
Guarantor |
1 |
0 |
|
| 9 |
18 |
Comptroller |
1 |
731,122,800 |
|
| 9 |
18 |
Controller |
1 |
0 |
|
| 9 |
18 |
Trustee |
1 |
731,122,800 |
|
O.4 Lease-Backed-Securities Owners Gains
| Round |
Month |
Leases |
Price |
Value |
Gains |
Receipts |
| 1 |
2 |
140 |
21,315,000 |
24,500,000 |
3,185,000 |
2,041,667 |
| OTD= |
140 |
21,315,000 |
24,500,000 |
3,185,000 |
2,041,667 |
| 2 |
4 |
426 |
74,602,500 |
74,602,500 |
457,338,963,523 |
| OTD= |
566 |
21,315,000 |
99,102,500 |
77,787,500 |
457,341,005,189 |
| 3 |
6 |
2,810 |
629,407,744 |
702,250,225 |
72,842,481 |
52,164,607 |
| OTD= |
3,376 |
650,722,744 |
801,352,725 |
150,629,981 |
457,393,169,796 |
| 4 |
8 |
12,588 |
2,819,746,693 |
3,147,001,007 |
327,254,314 |
235,739,691 |
| OTD= |
15,964 |
3,470,469,437 |
3,948,353,732 |
477,884,295 |
457,628,909,487 |
| 5 |
10 |
56,395 |
12,632,465,185 |
14,098,504,512 |
1,466,039,326 |
1,058,167,150 |
| OTD= |
72,359 |
16,102,934,622 |
18,046,858,243 |
1,943,923,621 |
458,687,076,638 |
| 6 |
12 |
252,649 |
56,593,444,030 |
63,162,270,212 |
6,568,826,182 |
4,742,633,418 |
| OTD= |
325,009 |
72,696,378,652 |
81,209,128,455 |
8,512,749,803 |
463,429,710,056 |
| 7 |
14 |
1,131,869 |
253,538,629,253 |
282,967,090,549 |
29,428,461,297 |
21,249,063,881 |
| OTD= |
1,456,877 |
326,235,007,904 |
364,176,219,005 |
37,941,211,100 |
484,678,773,936 |
| 8 |
16 |
5,070,773 |
1,135,853,059,052 |
1,267,693,405,662 |
131,840,346,610 |
95,197,856,019 |
| OTD= |
6,527,650 |
1,462,088,066,956 |
1,631,869,624,666 |
169,781,557,710 |
579,876,629,955 |
| 9 |
18 |
22,717,061 |
5,088,621,704,551 |
5,679,267,067,365 |
590,645,362,814 |
426,488,494,966 |
| OTD= |
29,244,711 |
6,550,709,771,507 |
7,311,136,692,031 |
760,426,920,524 |
1,006,365,124,922 |
| 10 |
20 |
101,772,434 |
22,797,025,236,389 |
25,443,116,641,795 |
2,646,091,405,406 |
1,910,670,502,616 |
| OTD= |
131,017,145 |
29,347,735,007,896 |
32,754,253,333,826 |
3,406,518,325,930 |
2,917,035,627,537 |
| 11 |
22 |
455,940,505 |
102,130,673,059,024 |
113,985,162,475,240 |
11,854,489,416,217 |
8,559,805,892,219 |
| OTD= |
586,957,650 |
131,478,408,066,920 |
146,739,415,809,066 |
15,261,007,742,146 |
11,476,841,519,756 |
| 12 |
24 |
2,042,613,461 |
457,545,415,304,426 |
510,653,528,659,077 |
53,108,113,354,651 |
38,347,932,497,142 |
| OTD= |
2,629,571,111 |
589,023,823,371,346 |
657,392,944,468,143 |
68,369,121,096,798 |
49,824,774,016,898 |
O.5 Short-Cycle Securities-Backed-Loans Owners Gains
| Round |
Month |
sblu |
sblur |
Loans Total$ |
SBL$ |
ESP/S |
Payoff Mo |
SBL OTD |
| 1 |
0 |
0 |
0 |
9,019,875.48 |
8,381.23 |
1,326,452.28 |
2.00 |
8,381.23 |
| 1 |
2 |
140 |
627.2 |
1,186,193.40 |
4,921.96 |
174,440.21 |
2.00 |
13,303.19 |
O.6 Internal Deposit Itemization
| Vehicle |
c1 |
cd1 |
cr1 |
m1 |
md1 |
mr1 |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
| mpmt |
14,583.34 |
4,208.08 |
18,791.42 |
7,291.67 |
2,104.04 |
2,104.04 |
|
0.00 |
0.00 |
20,895.46 |
20,895.46 |
0.00 |
| ins |
1,000.00 |
288.55 |
1,288.55 |
|
0.00 |
0.00 |
1,000.00 |
0.56 |
0.56 |
1,289.11 |
1,289.11 |
0.00 |
| gar |
260.00 |
75.02 |
335.02 |
130.00 |
37.51 |
37.51 |
|
0.00 |
0.00 |
372.53 |
372.53 |
0.00 |
| mar |
|
0.00 |
0.00 |
|
0.00 |
0.00 |
1,500.00 |
0.84 |
0.84 |
0.84 |
0.84 |
0.00 |
| vstat |
250.00 |
72.14 |
322.14 |
54.50 |
15.73 |
15.73 |
|
0.00 |
0.00 |
337.87 |
337.87 |
0.00 |
| ram |
|
0.00 |
0.00 |
25.00 |
7.21 |
7.21 |
|
0.00 |
0.00 |
7.21 |
7.21 |
0.00 |
| tar |
200.00 |
57.71 |
257.71 |
|
0.00 |
0.00 |
200.00 |
0.11 |
0.11 |
257.82 |
257.82 |
0.00 |
| fuel |
318.00 |
91.76 |
409.76 |
159.00 |
45.88 |
45.88 |
|
0.00 |
0.00 |
455.64 |
455.64 |
0.00 |
| Totals |
16611.34 |
4793.26 |
21404.6 |
7660.17 |
2210.37 |
2210.37 |
2700 |
1.51 |
1.51 |
23616.48 |
23616.48 |
0 |
| Person |
c1 |
cd1 |
cr1 |
m1 |
md1 |
mr1 |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
| sinc |
3,000.00 |
865.66 |
3,865.66 |
1,500.00 |
432.83 |
432.83 |
0.00 |
0.00 |
0.00 |
4,298.49 |
4,298.49 |
0.00 |
| cash |
200.00 |
57.71 |
257.71 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
257.71 |
257.71 |
0.00 |
| pob |
80.00 |
23.08 |
103.08 |
0.00 |
0.00 |
0.00 |
80.00 |
0.05 |
0.05 |
103.13 |
103.13 |
0.00 |
| aor |
200.00 |
57.71 |
257.71 |
10.00 |
2.89 |
2.89 |
0.00 |
0.00 |
0.00 |
260.60 |
260.60 |
0.00 |
| gym |
23.00 |
6.64 |
29.64 |
23.00 |
6.64 |
6.64 |
0.00 |
0.00 |
0.00 |
36.28 |
36.28 |
0.00 |
| park |
50.00 |
14.43 |
64.43 |
0.00 |
0.00 |
0.00 |
50.00 |
0.03 |
0.03 |
64.46 |
64.46 |
0.00 |
| Totals |
3553 |
1025.23 |
4578.23 |
1533 |
442.36 |
442.36 |
130 |
0.08 |
0.08 |
5020.67 |
5020.67 |
0 |
O.7 Creating CEV Plus
| Scheduled |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
| Last contract year |
37,500.00 |
9.51 |
0.00 |
9.51 |
9.51 |
0.00 |
| Early |
c1 |
cd1 |
cr1 |
d1 |
r1 |
os1 |
| 1 round creation |
75,000.00 |
21,641.52 |
96,641.52 |
96,641.52 |
96,641.52 |
0.00 |
O.8 Repaying the Initial Cost with the program
O.8
Creating the Initial Deposit
| Origination |
c1 |
cd1 |
cr1 |
d1 |
r1 |
os1 |
| Initial Deposit |
7,000,000.00 |
2,019,875.48 |
9,019,875.48 |
9,019,875.48 |
9,019,875.48 |
0.00 |
Community
Government
After & Future Life Theorem
|