Copyright Number: TX-4-498-218 (UVL)
Copyright Author: Kim Anthony Hartsock
Copyright Holder: Extemplar University Inc
Financial Institution: #45671 Indiana, USA
Securities: Economic Solution Properties Inc

OVERVIEW:

Unlike conventional banks and lenders, this is not a common commercial, money-making venture for me.  In order to fulfill my family's goals, 31 presidential executive orders, and 17 United Nations sustainable development goals, I have molecularized and automated  stead, Therefore, this web site contains a logical explanation of the prerequisites, components, securities, provisions, personnel, procedures, protections, and the PAL Platform© I built for people of all denominations, and their legal entities, to create, benefit from, administer, and distribute the enormous gains that come from providing regenerative, self-funding contracts for motor-vehicle operations.

Part of this text is from an application of improvement to the original, True Christian Finance patent (herein, TCF) and this is a first publication of an upgrade to my semi-Christian finance system copyright for preowned motor-vehicles.

 

 

 

If you are like me, you want to to know all the facts before you make a decision. Well, here you are not getting all the facts and you don't have to make a decision...

Time line graph

 

Here, phenomenal means it's true and free, but difficult to perceive by a person with a modern-finance cognitive schema. and it is relatively impossible to compare to modern semi-Christian and anti-Christian finance. I am providing the systems, securities and services, pertaining to Christus motor vehicles, here a monarchy is , monocratic society is

And the lawyer is to protect, and gather the income for the recovery team and disburse it ... some ahead of time. prove it up top! about the author. Best form of self government.

 

due to , so I am going to define the TCF attributes then let you prove them to yourself with interactive mathematics, the universal language. , as applied to individuals, businesses, government, a number of U.N. sustainable development goals (SDGs) and USA presidential executive orders (herein, PEXOs). It is good for you to know my motive is to provide my TCF systems©, securities, & schooling as services (SaaS) to people without a charge so they can enjoy the financial gains while solving the world's problems.  And, financial gains in the best form, elevated value of my securities, are built in for me, my family, and anyone who takes over my position as the Principles Engineer.

No capital-intensive lines of credit are necessary because TCF regenerates capital with its monetary multiplication formulas:

Make this total gains divided. Owner income, Lessors, delivery agent, ra, sa, dom, Administrators, Stockholders (CFI) formula Community - cash on the barrelhead business.

TCF is all about eliminating losses, costs, and liabilities while making TCF vehicles more useful and valuable to create the gains.  Instead of charging interest and holding a debt over consumers, a much better margin is created by enhancing the value of the contracts and making physical upgrades to the vehicles to eliminate the debt as reflected in the TCF monthly payment formula:

Make this with, without cev...Add static amounts to payments.

Further, there is no possibility of loss of any kind to the executive-providers, liquefiers, governing bodies, or anyone who purchases discounted TCF contracts because of the autonomous payment formula:

1.  No payment-default or delinquency is possible because monthly payments and associated expenses are automatically paid internally at no cost to the consumer.  TCF is void of consumer-credit restraints and does not have administration, monitoring, collection, repossession fees, or re-marketing workloads or expenses.  So, this is

2.  added to these savings

3. These items are the foundation for determining the gain rates involved in pragmatic application of online: without cost, credit, risk, debt, delay, and without charging interest or tax. 

4. The technology of the PAL lessor franchises, the trust, escrow, and private stock exchange automate the Christian origination and lease-backed securitization processes to eliminate delays, considerable expense, and abolish the unorthodox workloads of semi- and anti-Christian funding.  This enables the providers to liquefy their portfolios as soon as the vehicles are delivered, so they receive the proceeds quickly for a larger, subsequent rounds until the goals of the operation are achieved.

5. Operations proceed as planned and approved on a ridged and rigorous schedule, but the Virtual Fleet & Lease Office franchisees, the PAL Owners' Trust & Escrow Company, its portfolios, and all contracts from beginning to end including salvage, are molecular.

   1. This means total flexibility for the consumers as circumstances change their driving habits and needs.  A household, business, government, or individual has one contract for life where vehicles and equipment are added and subtracted.  Payments and terms can be adjusted to account for higher- or lower-depreciation at any time with respect to the gain-rate and the lease owner's income remaining the same or rising. When that is not possible, the vehicle is assigned to someone else and a fresh vehicle is contracted to this driver and added to the portfolio causing gain.

   2. Molecularity means the Trust contains any number of special-purpose portfolios. Each contract within the premise of each portfolio is individually collateralized, paid for, and automatically accounted for in the molecular general ledger.  After securitization, each contract is also molecular, meaning the parts of the monthly payment for amortization and the static end-of-contract-value can be paid to different people.

   3. The molecular structure of the Trust enables everyday people and whole communities to participate in both: executive-production income and Christian lease contract ownership benefits.  This brings back the original form of social insurance to supplement or replace living-income, vacation, retirement, disability, and/ afterlife payments where lacking or lost.

   4. Virtual Fleet & Lease Office franchise corporations (herein, VFLO) are molecular standalone hierarchies with authorized shares recognized as R&D stock certificates in the PAL Private Stock Exchange (herein, PALX).  Each VFLO has a quantity limitation to prevent overworking or poor quality service and to promote exemplar gain measured in money and stock value.  Therefore the opportunity, education, and funding for every basic Research Analyst to ascend to the top position when the VFLO is subdivided  as the franchisee and their stock ascend to the lateral position an executive-provider, a lease owner, and may become a principles-engineer

6. TCF is direct-funding created without capital-intensive lines-of-credit, banks, underwriting insurance, or middlemen.  Instead, the initial revenue used to purchase the first round of vehicles/equipment is obtained by posting the principle-engineer's R&D stock certificates as collateral for a securities-backed loan of that amount.  Since the second and subsequent rounds are purchased with the proceeds of the first or preceding rounds, no further loans are necessary for the creation of that portfolio.  This methodology has a profound positive effect on the operation for eliminating the exorbitant expenses of indirect-funding and a negligible cost which is paid by the gross gain-rate; for eliminating income-payments to the principles-engineer, who is the central person in Christian Finance; and causes all TCF stock trade-values to grow in proportion to the dollar value of the entire Trust, which ensures plenty of TCF funding is available for generations to come.

   ( initial capital cost x (1 + net gain rate ) ^{^ rounds} ) - initial s-b loan principle = executive-production gains (end revenue) + n vehicles

	Unit	Account	Portfolio	Trust
Gains Rate
Owners %
Net Gains Rate

GR - DR = NGR for unit / account / portfolio / trust / so UGR UDR UNGR | AGR ADR ANDR | PGR PDR PNDR | TGR TDR TNGR

Add all growths employeee's + income , liquefiers, owners, community, especially securities growth - sharing how it feeds into the private sector growth for businesses and their owners. law enforcement on the general ledger, borrowing against assets - first establish the mechanism and trust and the principles engineer,

Lease Owners' Annuity (Due):

Self-Funding Formula for one vehicle:

Christian Finance Operating-Lease Formulation:

Ecocentric
(capital equipm ent cost - contract vehicle-end-value) ÷ contract-term = periodic reduction amount (of principal balance)
(30,000 - 19,500)  ÷ 60 = 175 periodic amortization
capital-cost at origination - (periodic amortization x expired periods) = principal balance
30,000 - (175 x 27) = 25,275 principal balance after 27 months

Portfolio Owners' Pay-Out Formulas:>

As the PAL owners/controllers^†, you effectively pay yourself each period from revenue already in the guarantor's column of the portfolio.
This is a mistake-proof, fully automated computer process you monitor and control.
All payments are net EBT.
( - - - - - - )   =
All (lease fees) are level-yield constant gains paid every period.[ even though the balance declines...]
IniInitial cap cost x (APY ÷ 12) =
Part of the gains made by adding value, shown as an annual percentage yield APY...
( - )  ÷  = pan>
capital-cost at origination - (periodic amortization x expired periods) = principal balance
30,000 - (175 x 27) = 25,275 principal balance after 27 months

Transition / sidelines LEV /

 

Unlike loans, leases, and mortgages with interest charges, which are paid  for with credit and currency, true Christian finance is paid with the gains in the value of its securities. In other words, while today's loans and leases to possess your own motor-vehicle cost cash or an equivalent, Christian Finance Inc provides the motor vehicles and produces cash as a byproduct.

at today in the Second, this is a description of the

Gain Formulas:

(at a preapproved gain rate)

 CTF multiplies revenue externally to achieve the goals of the of the operation quickly; it elevates its collateral stock-value exponentially during the process; and CTF spawns standalone franchises, which also have gain stock so others can multiply revenue to fulfill future operations.

TCF establishes is a financial mechanism established The gains identify a gain rate for a portfolio of vehicles ; deliver them and pay the monthly payment are ; Christian Finance Inc

This is because TCF is predicated on communitygainbecause Christian Finance Inc posts its organic (R&D) stock certificates in escrow. as collateral  .  Instead of the providers

These weighty savings transposeThese advantages save $1,000's and 100's of man hours on each account. autonomous saves are extracted and dispersed to the parties during the process.

•  

Principles- Engineers .Even the executive-providers are not allowed to use their own capital, or borrowed money, to procure the equipment/vehicles, make any transactions, or make any monthly payments. on a super-short-cycle, approximately every two-months, ;  while the revenue is being used in the preliminary round, until liquefication of thcontractvaluable securitiesto purchase the automobiles and/or equipment. like indirect leasing.  We turn world finance back around to the original syntax TCF transactions and guarantees are made in cash with money backed by three types of securities:  which are legal tender ;

 principles engineers, who is a self-funded person, a molecule of a granulary-solvent culture.

A molecular portfolio for each approved operation is created inside the PAL Owners Trust & Escrow Company to automatically fund these transactions.  Money is then multiplied when the Christian operating lease payments are constructed, or refinanced, with a new capital-cost including the added-value, but without any interest charges, then liquefied in preapproved, short-cycle rounds of Christian lease-backed-secritization.  The proceeds of the first round are strictly used to purchase more vehicles for the second round and so on until the goals of the operation are fulfilled.  This is possible because an accountable gain fund at a sustained rate is incorporated into the trust company to provide peripheral funding for items like the essential autonomous payment module, which is also a sideline multiplier and provides the first contract-value-enhancement.  To enable strict use of the proceeds for maximum portfolio gain, the autonomous payment module can also provide monthly amounts for physical insurance, use-tax, garage/storage, affidavit-of-residency, PO box, tag  title & registration, periodic service fee, and even gym/spa/shower membership for national travelers in mobile-living/-office/-work motor-vehicles.

FORMULAS:

 

 

Great care ...

The PAL Platform© generates a financial agreement (online contract) to provide the property to the operator/lessee, and provide the payments as they are due periodically.  The autonomous payment module automatically pays the lessor fees, the originators, lease-owners, and may include monthly amounts for physical insurance, use-tax, garage/storage, affidavit-of-residency, PO box, tag  title & registration, periodic service fee, and even gym/spa/shower membership for national travelers in mobile-living -office -work motor-vehicles.

which can never go down, but will always rise with subsequent physical-value-additions. 

for multiple gains at a negligible administration cost and virtually no effort.  /p>

The gains are used to purchase more vehicles

 

or re-capitalized                 apportion.

is established to construct the payment.  If the addition is physical equipment, the lease-end-value will also be adjusted and the payment will be affected.

 upon which the payment is based without interest, a multiplication factor for the portfolio

 

 

 

 

This establishes

A rate of gain is converted to the multiplication factor then used by the guarantor

The primary enhancement is the automatic payment module to each vehicle, which increases the gross portfolio value by 45% without adding interest charges. 

 The gains are liquefied on a short cycle so the returns can be used to purchase more vehicles until the goals of the operation are reached.  This establishes a

 

Each addition raises the inte

 

The initial value of a Christian motor-vehicle lease contract that automatically makes the payment for the operator to the contract owner on-time, without fail is 45% more than the exact same vehicle that does not.

 It creates a molecular gain fund, trust, escrow company

and establishes the internal rate of return of each vehicle/contact and the IRR portfolio value containing it. – herein . the gains of each vehicle and the overall gains of the portfolio it is in.

,

 

Rather than taking the gains for personal profit,

It is inflation-proof, deflation-proof,

 

This old form of provincial funding is the perfect tool to repair the economy today.

Since a   

 

This  tactic forms a "gain rate"

 

 

 

 

Autonomous finance is founded upon and operates on the collateral value of its government-regulated R&D securities. the whole world is based on money. There are several types of legal tender. R&D Securities are especially valuable

 

  Autotomizing private, municipal, and/or commercial transportation increases the spendable income of an entity by at least 30%.  More important, true, autonomous Christian finance is the primary ingredient  for fulfilling an array presidential executive orders and achieving United Nations sustainable development goals.

 

1. The value of any vehicle increases by 45% when a

The first enhancement is the addition of

Since AD 1 when its name was changed to Christian finance, autonomous funding has no dependency on any one currency or its circulation because it was founded upon and operates on the collateral value of real R&D securities. as established by government regulations., which grow and multiply every time they are used to create revenue while funding each motor-vehicle operation vehicle.

TThat equity, along with the attributes of the gain fund , a special purpose financal vehicle. is used to make the periodic payments and purchase more vehicles internally,

leaving us with a  ,. Hereinafter known as "monetary multiplication All operations start with a plan approved by a principles engineer... regardless of the prevailing economic conditions. greatly curtails the operation, and severely limits national gain owner/operator which is wasteful and costly to administer; , which usually transcend  a row of o  from Teutonic finance ;  including the bible ; , any one entity, or any person  Administration & Monitoring remote controls daily operations of creating ailyutonomous finance is automatically now again selfmonitoring from

 

  Operating under, and governed by, all laws worldwide throughout time, portfolios of Christian Finance Inc contracts are constructed to be liquefied on a super-short cycle, which causes phenomenal gain and quick achievement of the goals of any approved operation regardless of size.

– adding equipment and/or other values to the vehicle or fleet. and reducing or eliminating expenses. Christian Finance Inc (www.ChristianFinance.Us) the users of our platform©

while providing titanic gains of currency, material wealth, and free services to the community and its legal government entities.Unlike semi-Christian and anti-Christian finance companies that create their profit b

works to provide profitable, risk-free, and cost-free funding for motor-vehicles without charging interest. and how we will use this instrument to achieve all 17 United Nations sustainable development goals(SDGs) and satisfy 31 USA presidential executive orders, along with the fulfillment of priorities set by an array of congressional/government agencies, all churches, all legitimate businesses, and especially the public at large. 

 

DDefinitions Self-Funding Mechanism Monetary Multipliers Participants (Actors) Molecularity Oversight & Governance Goals Operations What idDefinitions Self-Funding Mechanism Monetary Multipliers Participants (Actors) Molecularity Oversight & Governance Goals Operations What id TCF good for? Types of Finance History of Christian Finance References

Unlike u>semi-Christian finance, and the exact opposite of anti-Christian finance today, true-Christian finance is a providence, an autonomous financial instrument – a real self-funding phenomenon. Instead of each entity using their credit to incur interest-charges and making cash payments to acquire and maintain private transportation; motor vehicles with additional equipment and value are provided-by and paid-for by circulation of the principles-engineer's securities within the PAL Owner's Trust & Escrow Platform©.  No credit is required because there is no risk to the financiers since the monies for initial, monthly, and end-of-term payments were deposited in the (molecular) escrow fund at the start of each individual Christian finance contract. There is no interest charge because currency is multiplied when we add value to each vehicle.

 

Physical... see below... and other... see below. like added equipment and this mechanism to make the vehicle pay for itself:

 

An example

Determine the initial cost of

 

 

which is automatically controlled by the financiers themselves. under the sole

& 

Oversite monitored and governed by daily audits, under all laws worldwide. of the

 

, not currency. associated expenses associated expenses /p>

 

 

 

Therefore, there is no cost to the operator and no risk to the financers transportation

 

& 

aare like insurance manpower used to create the worldfrom 1750. Modern Era funding for personal, business, government, and global mobilization costs money. transportation

The collective list of unresolved problems today/u>.  Unarguable in that literal language – proved again by mathematics on this webpage – re-endowing the Christian finance phenomena is the primary and central solution for resolving every contemporary personal, business and government problem in the world today without effort, risk, expense, consequences, or delay.

  We say, "All problems on earth can be readily solved (directly, indirectly, or in reverse) by establishing a continuous, escalating stream of funding when the income is timely, comes without expense or repayment by the funded, no interest is charged, the funding is not dependent on the currency, no debt is established, and no work is required nor is any risk incurred by the funded or the funders."

Christian Finance Inc, (a.k.a. Teutonica Inc & All Men Inc) is a licensed financial institution, a molecular special purpose trust company (MSPT), a private securities-exchange and thereby is the housing & structure of the funding-phenomena for the dollar denominations today.  The PAL Platform©, is a fully-automated, molecular, and wholly-protected version of the ancient technology now copyrighted, incorporated, and licensed for free-use by everyone when motor-vehicles and/or depreciating-equipment are part of their operations.  Secular as ever, the re-endowment and re-funding comes from the ancient Hartsock family who are architects, housers, franchisors, copyright authors, patent inventors, protectors, guarantors, and licensed principles-engineers still today.

"We Go By The Book"

The origination and securitization processes of Christian operating-leases described here are exactly the opposite of the so-called retail- finance- captive- & capital-leases for new equipment and new motor-vehicles in today's USA.  

Instead of adding interest as an up-front cost charged to the operator/lesssee, money is multiplied by adding value to the leased property in the beginning, and within short-cycle rounds of securitization of the portfolio.  Thereby, Christian finance creates exponential growth escalating at an  "added-value-factor":

Formula for Multiplication of Money:
( capital equipment cost x (1 +  added-value-factor) ^{^ rounds of MSPT portfolio securitization} ) - capital equipment cost = gains
 ( 5,000,000 x 1.4473 ^{^ 6} ) - $5,000,000 = $40,953,794 (gain in 1-year 819%)

 

The initial factor can never go down, but increases significantly with more additions to the leased-property during the term.  Here is the formula:

In example, sustained, during the life of each lease in initial which also damages the funders,  money  funded,

So how can a vehicle be worth 44.33% more one minute to the next?

Key: Add Tremendous wealth with absolutely no expense, risk, effort, or investment.

  

 

This is done by attaching an orthodox operating-lease to each vehicle in the portfolio, which creates the structure for adding value.  AT A SPECIFIC OR HIGHER GROWTH RATE.. 

added-value-factor

is established. Since value is added in the beginning, at the start of the lease the value is magnified during the lease.  

If you only have a moment to understand Christian finance, the essence is a contract is made for the whole amount of a depreciating-asset where in a monthly repayment amount is established.  A guarantor then places an amount of money in a growth fund that earns monthly gains to pay the payment.

Autonomous debt-securities guaranteed by relative (originating, operative) equity securities that grow at the added value rate (plus cash repayment) ; aside from lessor's income, operator's profit, originator's gains, or lease owner's returns. Thus maximizing community benefit and growth at lower cost.

https://analyzingalpha.com/securities-vs-stocks.

Sidney Walter Moss and Panama; Discover north Anderson ;Look up CC income statements as a non profit ; penalties for violation of withholding public and court records ; worldcourt is already here.

The reason, purpose and goals of Christian Finance

https://duckduckgo.com/?q=autonomous+finance&atb=v314-1&ia=web wrong use of the word, these describe automated finance. https://duckduckgo.com/?q=autonomous+definition&atb=v314-1&ia=definition this is right except not "independent of laws... or other rules. Sovereign."  

 

 

The first value to add is the self-funding mechanism.  The mechanism pays the monthly payment for the lessee automatically as due and guarantees the lease-end-value along with every aspect of each lease. This usually includes,

More important,

 

 

The entry-point is lightly used or totally reconditioned preowned motor-vehicles and equipment, which are in enormous supply for drastically reduced prices compared to new units.  For the first time in history, any year, make, model, used motor-vehicle, with or without an electric vehicle conversion, can be leased directly by anyone, to anyone, any business or government agency (even themself, even on their own vehicle/equipment)) – but only on the PAL Platform©.   Qualified vehicles can be 1897 - 2024 light, medium, or heavy-duty trucks, vans, cars, exotics, customs, classics, restorations, fabrications, RV's, motorcycles, boats, aircraft or mechanized equipment of any kind.   More important, everyone anywhere now has access to the PAL Owners' Trust Company (origination portfolios) monetary multiplication benefits whether they are a lessor, lessee, or someone outside of any and all operations – but only under prescribed use. 

Operation Plan 1:

This operation is to provide ≈ 5,000 high-quality, mobile-living vehicles to homeless (children!) and other people with full schedules and marginal income, seniors, disabled, etc. within one year.  granular sovereignty, whereby financially disabled people ascend to a position of extreme usefulness to their community instead of being a burden.  The funded people will be equipped and enabled to easily fulfill PEXO's and UN SDG's for example. The the operation keeps growing, which automatically expands the geographic boundaries of the county/operators resulting in titanic (concentric & thalassic) growth – under prescribed terms of use.  [U/C: counting-area's leaders (herein: "countery")] [ Revise the goal to include solid transportation, housing, recreation, education, and sustained income all-in-one rolling package! so people have time to think, and do, and enjoy life while they are doing it! ] the equipment (like robinengines) are in Teutonica already!
Switch to APY 
look at notes in MonMulti + Shopping for this article.
Get the rounds higher in the page... collapse "structure brief"...
Add math lingo for the whole growth rate, lease owner, lessor, lessee, community, united nations...
Add scrolling menu & greeting...
How lease owners become necessarily originators at times., if they own it, if there is an update or redo or replacement... Describe how the first and second payment are taken from the capital cost...? held in originator or bonered to lease owners?? Add cost of liquefaction + how to use the securities as collateral This should go to lease owners, special section.! And lessors' VFLO's grow stock value. No speculation Define originator. Add cost of liquefaction (2 months) to cap cost Name the added_value_%
How Originators become Lease Owners at the end of their operation.
Why I need to be Bailiff (for the past, present and future for each entity  I address plus PAL...

COGs | SG&A | R&D | D&A | PP&E | paid,    risk = zero, securities clause, law enforcement clause,

The first step in solving world problems is gaining the assets to do so. People, equipment, knowledge, time, enforcement of rights

 

• The vehicles selected will be near-new, or fully-restored, with around 20,000 miles and/or a top MAA condition grade of 4 or higher (1-5 scale) at inception.  The vehicles must be on the PAL list for an  electric vehicle conversion (EVC - see below) in its near future.  In addition to living quarters, recreational, and travel equipment, each vehicle will be up-fitted with "income-producing equipment", a mobile office, field lab, university law-enforcement, motor freighter, or ride-share, et cetera,  for the driver's income, time-management, double/triple-functionality benefits (aside from self-funding revenue - see "millions of Teutonic jobs" below).

•  The anticipated standard procurement cost of each vehicle is $27,764 based on the minivan or full-size SUV.  It is expected $2,250 will be added to make each vehicle not only livable and luxurious, but also highly desirable so the lessee/driver/operator is proud to care of it, and subsequent drivers will want to take over the lease.  Therefore, the average capital cost is rounded to $30,000 inclusive of all fees for lessors, locators, transportation, sellers, buyers insurance, transaction fee, et al one-time, up-front costs to deliver the vehicle to the lessee/operator in mint condition.  Many vehicles will cost much more. Higher priced vehicles cause the operation to be more prosperous.

• There is no down payment.  The average base payment for the vehicle alone is calculated to be $350. The average actual payment will be about $500 to include monthly amounts for use-tax, insurance, maintenance, licensing, and reoccurring expenses such as affidavit of legal residency, and accounts at Planet Fitness, Park passes, Lowe's, Wal-Mart, Amazon, (for materials for physical improvements during the lease).

• The term at the onset of each contract is though to average 60 months (5-years) in this plan.  As prudent, terms can be as short as 24-months or as long as 10-years depending on use (especially mileage) by the current lessee. PAL leases are wholly assumable multiple times during the original term. Adjustments can be made to suit each lessee due to the molecularity of PAL contracts. Contracts can be extended, but not shortened. PAL Christian operating leases can be cancelled if another vehicle and lease of equal or greater value are assigned to the lease owner and lessee. Multiple leases in succession can be written on a vehicle.

• The minimum added-value rate at origination (in the beginning) is 0.4473 (44.73%), which is established solely by attaching the self-funding Christian operating lease to each vehicle in this origination portfolio. The value is maximized to the operator lessee, and subsequent drivers – who want a vehicle that pays for itself; and the originator-portfolio owners – who easily sell self-funded leases bundles with zero-risk of default; and to the lease buyers – who are guaranteed a substantial return with no risk or effort whatsoever throughout the term of each lease in the portfolio.

• The county (the operator) has access to $5,000,000 working capital, which is secured from loss and guaranteed for success by Hartsock's AAA+ rated R&D securities deposited in the PAL Owners Trust & Escrow Company. (See more below) The county has human-capital, service corps, or any other assets, collateral, or help whatsoever.

• Hartsocks provide a Virtual Fleet & Lease Office© franchise to person(s) other than the originator(s), operator(s), vehicle or securities seller(s), trustee(s), guarantor(s), or the principles engineer, but may be the lessee(s) if the choose that income class during inception and individual goal-setting (see VFLO.world franchises & Extemplar University curricula edu.extemplar.us).  This provides the operation with expert manpower without a cost. These lessors are paid a flat fee which is added to the capitalized cost at origination; and a monthly fee for servicing the account throughout it's term regardless of who is the lessee or current lease owner. The VFLO franchise maximizes efficiency so that each lessor can produce about 22-times the volume of a brick and mortar leasing agency online. It takes far fewer VFLO lessors to fill each round of Christian securitization for each operation. The savings are automatically passed to the participants of the operation during origination.  Very valuable people and equipment ! Lessors are entitled to participate in origination portfolio ownership and income; and may evolve into lease buyers/owners in the prescribed manner.

• Preordained lease-buyers are contacted for their pledge to purchase the contracts as they are completed in 2-month "rounds" as long as the production is as prescribed.  The PAL origination and securitization processes cause rapid, short-cycle, regenerative funding without a capital-intensive line-of-credit, banks, underwriters, or outside money sources. Those costs and delays are eliminated, the ancient technology is streamlined and LBS origination and securitization is no longer an investment – now it's a cash on the barrelhead business again by legal definition.

• The origination/securitization portfolio is registered in local, national, and international ledgers, i.e. Teutonica Inc, for daily accounting, administration and worldwide protection. Each origination portfolio and its growth-rate (added-value %) is also numbered and registered.
  The vehicles and any leased equipment are titled to the PAL Owners' Trust & Escrow Company with a lien for the whole amount to that origination portfolio. as lease bundles are sold, the lien is changed to the lease buyers until the lease termination or payoff.  This method allows for legitimate transfers of equity among PAL owners and legal lease transfers of the vehicles among lessees as driving needs change.
  Each funded participant is incorporated and given a S.A.F.E. Teutonica.Us account where all income is automatically deposited upon completion of each task from their mobile workspace online. Every participant, funders and funded, is enrolled in edu.teutonica.us (Extemplar University) for training, continuing-education, and life-services including retirement and after-life.  Each vehicle is equipped with unique mobile telecommunications with interchangeable numbers as drivers switch vehicles. 
  The PAL Owners' Trust & Escrow Company is owned by the originators and lease buyers as the name implies.  Each participant has 24-hour access to their account information and controls online as well as direct contact with the portfolio trustee. Each portfolio is managed separately by one or more trustees who is monitored by the portfolio owners and the principles-engineer who approved the portfolio and its operations when they were created.  This is done automatically by the PAL computer system, so there is absolutely no chance for fraud or delay.

• The principles-engineer is the first ingredient in a Christian finance operation and is usually also the guarantor of all transactions. Within PAL Inc, The Hartsocks are also the principal software engineers and copyright authors and owners. It is natural for us to guarantee our work and your operations because we are also self-funded so we provide several guarantees on each account without a cost to the operation or any participant at anytime. We place cash and securities in your escrow and origination portfolios which protects all parties from loss and/or not being as profitable as prescribed. Even though we distribute franchises and software without cost, we also make performance (surety) bonds so VFLO owner/operators are protected from technical errors.

• PAL Numerology© for portfolio general ledgers: the first portfolio is 1. The first round in portfolio is 1.1; the second round is 1.2 and so on. When leases expire from round 1.1 and are leased again  the number becomes 1.1.2 and so on. While vehicles are in the origination stage (not yet securitized) the number is preceded by "O-", after sale of the securities, the number is preceded by "S-". If the money is for a guarantee, or to create self-funding, but not in escrow, the number is preceded by "G-".  Escrow deposits are "E-", which sometimes are not used for origination in some circumstances.  PAL Numerology© makes it easy and efficient for the computers to search the databases. Portfolio numbers are in addition to VIN numbers, EVC ID's, the lease number encoded by the VFLO, and the unique VIC (vehicle identification code) which are sometimes used as intermediary or a suffix to the portfolio numbering system.

• GUARANTORS:
  The money in the "G" general ledger column is used to originate more Christian operating leases in the same manner, at the same added-value %, but the gains (44..73% in this operation) are used to make the payments for the ongoing lease Therefore, "G" column dollar value should always equal the sum of it's deposits throughout lease when the deposits are returned to the guarantor with no gain or loss. 
  The operation plans include making physical improvements to the vehicles during the  the lease term, like adding an electronic vehicle conversion. (see Adding Value below) This causes subsequent rounds of the same portfolio to generate much higher added-value %'s and much higher gains for the operation and the guarantor. But when the gains in the G-column exceed the monthly payment amounts from the older rounds, a fractional adjustment must be made by returning a portion to the guarantor so the G-column gains exactly the amount equal to the portfolio's periodic payments.
  Only PAL securities can be used in the PAL Platform
  It is important to note that a guarantor is a person who has a surplus of monetary wealth in the specific form of research & development securities, which are the most valuable asset within PAL Inc and ESP Inc because R&D values increase rapidly as they are used for guarantees and collateral . , no desire to make more money, and zero tolerance for misuse of money, which causes loss of his wealth.  Evident in the mathematics of each round, it is easy to see the monetary value of the guarantor supplying the  revenue for the the self-funding mechanism to the operation participants. The extra vehicles purchased  in rounds 2 - 4 with the G-column funds cause the operation to achieve it's goal of 5,000 units two months earlier. 
  What is not evident is the monetary value of the operation to the guarantor because that amount is created by increasing the value of his R&D securities (stock certificates) instead of cash in the bank.  As the value of the PAL securities rise, more and more vehicles can be leased. As the value of the securities rise, the volume of certificates for deposits in the G-column will be adjusted by returning a portion to the guarantor.
  

• SECURITIES:
  
  Pull  the bits from other pages ESP for solutions, R&D Securities, and FVLA as well as the original PALSSS (this), creation of new PE's and more PAL based stock.

  Must keep the volume and valuer of the stock going to solve all world problems from now on!...

• CONTROLLERS

ROUND 1.1:

 

180 vehicles are procured  with cash payment (≈ $5-million working capital) from the origination portfolio 1 and equipped. Then distributed on individual Christian operating lease contracts in the name of each lessee/driver/motor-vehicle operator by a team of expert lessors who own and operate a VFLO franchise.  The average capital cost at inception is $30,000. The base payment  for the vehicle of $350 has been supplemented with monthly payments for an array of personal services for the lessee so it is now $500 per month.  the periodic costs of full services added to the base-monthly payment averaging . The batch of leases is presold for $

The batch is then sold to  Within approximately two months.   
The guarantors (initially Hartsock or assignee) place
That batch is sold as prescribed which  renders no less than $ at the anticipated rate.

 

 

 

 

The good news is these numbered items reduce the daunting, seemingly impossible task to a single doable project and a single focus:

1) During the last 50-years the Hartsocks have created and registered Christian finance R&D securities while we built the software for the world's largest lenders. The PAL software securities have a much higher value than the original securities according to certified audits made in compliance with every known special branch of the Securities Exchange Commission, USA.  These securities are a sustained foundation for Christian finance operation funding, guarantees, and protection so people can start from-this-point-forward with financial gains, recoveries, and repairs all-at-once.

2) Practical application of Teutonica Inc (the reinstituted general ledger for Christian finance for united nations) within the PAL Platform© replaces the taken operational-technology originally intended for our governments (including the Holy See and the Council for Justice & Peace for the Vatican) with better optics and self-funding remote actions, which are necessary for currency-recovery, peace, justice and global survival.  Teutonica Inc is also a steadfast link to the federal ledger and business registrations in North America, which record every event on the continent including the back-trail of crimes against the dollar, finance, people and the earth.

3) Now we need only explain/understand the power and benefits of self-funding and monetary-multipliers for motorized-vehicles and equipment operations because provision for operations involving static-value and appreciating-assets is automatically enabled and funded by the stability and wealth gained from reinstituting Christian finance for depreciating-assets first.  Those problems are solved by the same growth fund mechanisms for money and securities.

4) Our entry-point is lightly used or totally reconditioned preowned motor-vehicles and equipment, which are in enormous supply compared to new units.  For the first time in history, any year make model used motor-vehicle, with or without an electric vehicle conversion, can be leased directly by anyone, to anyone, any business or government agency (even themself) on the PAL Platform©.   Qualified vehicles can be 1897 - 2024 light, medium, or heavy-duty trucks, vans, cars, exotics, customs, classics, restorations, fabrications, RV's, motorcycles, boats, aircraft or mechanized equipment of any kind.

5) Since vehicles and equipment are paid for by the origination-portfolio inside the PAL Owners' Trust & Escrow Company,  every operation and each operator is automatically qualified and approved without a credit investigation or income verification.   No loss or default can happen. Ever. Growth is guaranteed.

6) While the formula for multiplication of money:

capital equipment cost x (1 +  added-value %) ^{^ rounds of MSPT securitization} - capital equipment cost = gains
(5,000,000 x 1.4473 ^{^ 6}  - $5,000,000 = $40,953,794 (gain in 1-year 819%)

And the formula for self-funding each vehicle:

MSPT deposit = ( (periodic-payment x periods in the round) ÷  added-value % ) x  added-value % ÷ 2 =  constant yield of periodic-payment
( (350 x 2) ÷ 0.4473 ) x 0.4473  ÷ 2 = 350 yield each month

are really very simple equations; the technology and procedures for calculating the elements are ultra-complex-event-processors. 

 

 

Learning of the real Jesus from amidst the cacophony of interpretations is a major critical task. 

Because of its universal importance, we are making it very clear up front:

•  

• This is because the goal and logic of Christian finance, which began circa 1750 BC with Liga Teutonica, the first 501c(6) business league and the progenitor of United Nations, is opposite and infinitely more prosperous: Promote and facilitate national growth by ensuring everybody has what they need for their operations to make that growth happen.  Create granular solvency, independence, harmony, conservation and self governance.  Create a sovereign earth where everyone has everything they need including the ability to say 'no' to bad deals and 'yes' to good ones without fear of losing their life, livelihood, or social status.

•  

• This is an endowment of systems©, services, and securities for everyone to use without a charge to their own benefit, but only in the prescribed manner. 

Within Christian finance money is multiplied in the beginning when value is added to the operational vehicles or equipment during the origination-process.  The increased-value is extracted in the form of currency during preordained portfolio securitization, then used to purchase more vehicles for the operation until the quota is fulfilled. The base equation for originators:

or

 

Jesus Christus saved the world today by writing books, filing patents

Make the dollar denomination show hide on the word.

Practical application

Rolling "To:"

 

Example 1:  Given,

There are many ways to add value to 

OVERVIEW:

MOLECULAR ORIGINATION DEFINED:

CHRISTIAN LEASE SECURITIZATION:

FORMULA FOR SELF-FUNDING:

MULTIPLICATION OF MONEY:

MONETARY MULTIPLICATION OF STAND ALONE EQUIPMENT:

REVERSION OF EXISTING (CRIMINAL) CONTRACTS:

Reversion, explain catholic vs criminal lease reversion money multipliers and

airplane back to normal... and the smash-downs already there.

for the existence of antichristian and permanent

 

AUTHORIZATION:

ORIGINATION:

SECURITIZATION:

TRIPLE INDEMNIFICATION:

OPPERATIONS:

aside from the self-funding securitization...

 

SECURITIZATION

GUARANTEES

DEFINITIONS:

WHAT IS IN THE BOX:

TIME-FRAME:

WHO IS FIRST:

WHAT IS FIRST:

OPERATIONS:

ACTORS:

CONGRESS:

CRIME:

 

Enabled by the molecularity of the PAL Owners Trust & Escrow Company inside the PAL Platform©, to even out the single-largest portion of the economy – motor-vehicle finance: | of gouging (robbery) through commercial finance,

What if you owned your own finance company and you were paid to make your own loans... You would give yourself a good deal... the best...

 

 Instead, money is multiplied by adding value to motor-vehicles and equipment, which not only pays for them, but also p.while the  which creates an asset on the operator's balance sheet instead of a liability. to pay for the whole operation including  This creates an asset , so then that margin is used to make the monthly payments.  Therefore, Christian operating leases (hereinafter "COL" or simply "lease") make the entire operation self-funding.

This then leaves the entire profit (+/or savings) from the operation at the disposal of the operators, which has a profound positive effect on the circulation of the currency.

 and prosperous within in itselfexemplified herein,  Christian leases are self funding, which leaves the entire profit earned by operating the motor-vehicle available to the operators; reduces costs to whoever they serve; and Christian operating leases have an instant, profound positive effect on the economy; not to mention an important positive effect on the ecology of the world, and enables and sustains part two.

additions (up-fits + upgrades),

money grows , which are still in effect today in a very big (but obscured) way The purpose and method of Christian finance is exactly the opposite of modern finance in today's USA. Where the money and financial instruments of United Nations', state and public finance have been taken, privateered and commercialized to the benefit of very few people, at a dear cost to the denominations.  This is so individuals, businesses, and governing bodies can get things done quickly and grow unhindered by debt, payment or interference in their operations.  History proves completed operations render far, far, far (far x 100) more prosperity in the form of real wealth, happiness, self-management and our goal of a true sovereignty.  To explain the self-funding phenomenon, we display this coin minted at just about the center of numismatic Operations funding of the Teutonic Corvettes    ore important than all that, and why we focus on part one, Grandiose proclamations? No, this is phenomenal. Nor do they have inflexible terms of repayment.  Beginning with Liga Teutonica, c 1750 BC, Down through the ages, the purpose of Christian finance is to people can make great gains in all directions that in turn make money, not so a few people can make money from many by financing their operations. make money from financing to enable growth and prosperity as individuals, households, and as a nation. (depreciating assets)

 

 

The endower, author and principles engineer is K.A.H. the same a

From here down the text is being converted for free-public, non-commercial use by the author/owner, as of 05/18/2024

 

 

So, how do you get started? First of all, I want to make it very clear that there are several roads to Rome here. If you’re someone like me who wants to know and understand every single little aspect first, you could get stuck in research for literal weeks or months. I’m passing on my research and experience in this article, so that doesn’t happen to you. After this, all there’s left to do is try it out for yourself!

The second part of Like Christian finance the endowment is secular as ever, the PAL Platform© is a fully-automated, molecular, and wholly-protected version of the ancient technology now copyrighted, incorporated, and licensed for free-use by anybody in the prescribed manner. , is the center of the reendowment.

Christian Finance Inc, a licensed financial institution, is the housing and structure of that funding-phenomenon for the dollar denominations today.

Like Christian finance the endowment is

Total funding for ordained operations, not just the motor-vehicles and equipment

So among other things, this site lists the improved components of the automatic repair/recovery mechanisms my greatest grandparents incorporated into the coinage systems on order of your greatest grandparents who anticipated and prepared us to solve the problems of today (after surviving and rectifying the same offenses several times over thousands of years before).

PAL is self-funding without a capital-intensive line-of-credit like indirect leasing.  We turn world finance back around to the original syntax with a molecular  trust company, a very special purpose vehicle (SPV) for 100% enhanced preowned auto lease LBS securitization.  We are reaching out of retirement with a risk-free opportunity for a individuals, small collectives, +/or dealers to be the actual originators of this multi-trillion dollar opportunity by priming the mechanism for the regenerative returns below. 

Vast consumer savings, great lessor income, phenomenal returns for originators, and unprecedented fixed-income for the portfolio owners coexist because ultra-high-technology© melds the expensive, high-risk, indirect leasing procedures into one super-efficient direct leasing system that is fair, easy, cost-free, and triple-indemnified.  Not an investment, forward-flow, or floor-plan financing, originating PAL LBS is a cash on the barrel business by legal definition.

The beauty is in the simplicity. It's 100% straight math, no upfront expense, and no time investment.  Originators' primer (money) is used strictly to purchase pre sold lease vehicles.  Upon delivery to the lessees, originators receive the advance payment, and up to two more lease payments while the portfolio fills up, approximately two-months. They then receive the net face value in cash each time the portfolio is sold through rounds of LBS securitization.  Money grows without investment, no people, land, machinery, depreciation - just  EBT & the best tax-deferred income on earth under law.

A highly detailed pro forma is available below for the asking regardless of amount of your participation. If your amount is less than $25K, please divide that amount by 25K, then multiply the "IO $ Bal" result by that fraction. There are many uses for this platform like revising a rental fleet, housing homeless w/children, furnishing hospitals, police, or freighters with fleets, and even community groups of households. As an example, an Owners Trust (General) Portfolio starts with an initial primer amount of $5,000,000 that grows on a fixed scale to $139,277,693,605 (2,785,554 % ROI) after 30 rounds of securitization, approximately 5-years, at PAL's factor for a lease-grade of:

Fleet Prime+ Prime Common Preferred Reimaged Anticipated

If your individual originator (IO) pledge is:

$25,000 USD $50,000 USD $75,000 USD $100,000 USD $125,000 USD $150,000 USD $175,000 USD $200,000 USD $250,000 USD $300,000 USD $400,000 USD $500,000 USD $600,000 USD $700,000 USD $800,000 USD $900,000 USD $1,000,000 USD $2,000,000 USD $3,000,000 USD $4,000,000 USD $5,000,000 USD
your owner's stake is 2.00 % of the portfolio, 100,000 beneficial shares.  Your cash value escalates to the power of 129.64% per round of LBS securitization in this example, which is based on conservative average vehicle costs and factors from the Manheim Auto Auctions, NADA & Experian:

Rounds	Time (est.)	Trust $ bal	IO $ bal	ROI
Zero	Initially	$5,000,000	$100,000	100 %
1	2 months	$6,481,900	$129,638	130 %
2	4 months	$8,591,236	$171,825	172 %
3	6 months	$11,593,666	$231,873	232 %
4	8 months	$15,867,324	$317,346	317 %
5	10 months	$21,950,449	$439,009	439 %
6	1 year	$30,609,169	$612,183	612 %
12	2 years	$243,598,212	$4,871,964	4,872 %
18	3 years	$2,015,007,962	$40,300,159	40,300 %
24	4 years	$16,747,655,520	$334,953,110	334,953 %
30	5 years	$139,277,693,605	$2,785,553,872	2,785,554 %
36	6 Years 7 Years 8 Years 9 Years 10 Years	$1,158,348,446,114	$23,166,868,922	23,166,869 %

The PAL Platform produces only 100% FDIC-compliant securities under technically-enforced compliance with the trust agreement which is governed by 12 CFR 12, all LSFI laws, and UCC / CISG compliant master-lease agreements which are governed by US Banking Laws § 303 and SEC Regulation AB.  (See All Regulations) PAL portfolios are highly desirable and legally marketable worldwide.  PAL LBS securities are ultra-high-yield since all contracts are true, level-yield, closed-end, master-lease instruments.  The EBT fixed-income rate for (Anticipated) portfolio investors is 8% APR and their FV ROI is 172.39 % EBT.  Contact us below for lease owner IRR calculations.  Like originators, LBS buyers and subsequent owners are fully protected from any loss whatsoever during the term of every lease and disposal of every vehicle in the portfolio regardless of vehicle, usage, lease-grade, or credit-tier.

My name is Ken Argent.  Thank you so much for visiting PAL online.  I am the treasurer of PAL Inc.  My office is the point of contact for the SPV originators and owners.  I welcome you to contact us to discuss this business with the pertinent team members and to answer your questions about becoming an originator, buying PAL LBS portfolios, or owning a VFLO franchise. (In Ken's absence, I am the receptionist for contact. My name is Kim Hartsock, PSE, Controller)

In addition to understanding how we guarantee our work and your income, we communicate through the universal language of money to assure every decision-maker is fully informed before they subscribe.  Along with logical mathematics, we are sharing our methodology because originators can only trust the figures if they comprehend the full context of the self-funding module.

To digest this, especially if you plan to get into multiple positions, we furnish potential originators with a secure online portal for information exchange so your time schedules are not interrupted. You will get just the information you need without TMI.  Your queue also enables 24/7 account monitoring, and direct access to the Trustee to manage your funds, and/or trade, or sell, your beneficial shares.

  The timing is right to launch PAL and preempt financial repercussions from the COVID-19 pandemic for many people and industries.  We plan to launch quickly, long before Congress can approve another stimulus package.  We are not rushing anyone, but I urge you to get in touch soon by stating your interest because the self-funding module requires very little initial participation and by its nature it presents no future opportunity:

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